At our Business information department, We deal in
the following products: |
Corporate Credit Information Reporting
Consumer Credit Information Reporting
Company Search Report
Debtor Asset Information Reporting
Credit Scoring System
Credit Score Card
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What is a credit information reporting?
A credit report is a document that contains a factual record of a
companies credit payment history. It is mainly used to judge credit
worthiness of companies. The credit report not only lists basic
information such as your name and location, but other information
pertaining to your credit, especially your borrowing and repaying
habits. Basically, it shows how your treat credit and the companies
relationships with creditors.
As companies pay their bills, most lenders report credit payment
history information to credit bureaus. As a company you are not
known to the Insurer, thus to give a brief insight to your
organization as to whether your company is a good credit risk to
cover, the credit insurance underwriting company required this
information before they can take on the risk of covering the credit
limit.
What does a credit report contain?
Although the style, format and coding may be different depending on
which credit reporting bureau is used, the typical companies credit
report includes the following types of information:
Personal Information
The full name of the company, legal status, current addresses and
contacts, names of directors, bankers, list of associated companies
and activities carried out and most important the financial position
of the company.
Public Record Information
Any relevant court records, legal status, Company’s registration
number, date of incorporation and capital structure.
It can be important to know what’s going on with your credit for
several reasons:
Your credit history can positively, or negatively, affect your
ability to make future purchases.
All banks, mortgage/loan companies rely on the information contained
within your credit report to determine if you meet their
requirements for credit.
Many Credit agencies claim to sell Current information. We do it!
Instead of selling information already in our databases, we conduct
a fresh investigation at the time of your inquiry. Because we are
able to focus on your specific concerns, you receive the most
current information available to assist you in making the best
decision.
To help ensure accuracy and completeness of our information, we use
sophisticated data collection tools and update our database
regularly. Our commitment to quality means that you receive the
freshest, most relevant information to support your unique business
decisions.
As in most third world countries the publication of audited and
certified balance sheets is not compulsory the organization goes
under these circumstances to a lot often time-consuming trouble to
provide nevertheless reliable status reports.
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